Steven Chang's Blog

“Man was born to be rich, or inevitably grows rich by the use of his faculties, by the union of thought with nature. Property is an intellectual production. The game requires coolness, right reasoning, promptness, and patience in the players.” … Continue reading →

“One ought never to devote more than two-thirds of his income to the ordinary expenses of life, since the extraordinary will be certain to absorb the other third.”–Emerson. WHEN we live within our means, contract?ing our ordinary expenses within the … Continue reading →

“Wealth is of all things the most esteemed by men, and has the greatest power of all things in the world.”–Euripides. FEW men of wealth spend as much as the half of their incomes and it is even quite likely … Continue reading →

“Learn to live within your income. Some day you may have to live without it.” ANYBODY can earn money–the trick today is to save money. Probably every man and woman in mod?erate circumstances is either saving money or has planned … Continue reading →

“Saving is keeping your money yourself instead of scattering it among people who have as much or more than you.”–Anon. SAVING does not mean stinginess; nor does it mean skimping and squeezing; nor does it mean sacrificing good appearance, self-respect … Continue reading →

“Face the world with your head forward and your buck-bone straight.” MEN and women are not butterflies to bask in the sunshine and never give a thought to the winter which is sure to come. Some men and women spend … Continue reading →

“The dollars wasted Yesterday bring neither . pleasure nor content Today.” STORY is told of how much keeping ac?counts has had to do with the making of the great fortune of John D. Rockefeller. In his early boyhood, money was … Continue reading →

“Mony a mickle maks a muckle.”–Robert Burns. BOBBY” Burns is known to us not only as Scotland’s greatest poet but as one of the greatest teachers of thrift who ever lived. The thrift and frugality of the Scotch, while often … Continue reading →

“He who is not prepared today will be less so tomorrow.”–Ovid. THE sun had been shining every day for years, it might seem foolish to suggest carrying an umbrella, but after years of continuous commercial sunshine, it is not unreason?able … Continue reading →

“I’ve often wished that I had clear, for life, six hundred pounds a year, a handsome house to lodge a friend, a river at my garden’s end.”–Jonathan Swift. RECENTLY there lived a Scotsman who put ships on the sea and … Continue reading →